Terms of Use

1. Agreement to these Terms

These Terms of Use govern your use of lincoln82riskadvisory.com (the “Site”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

2. Who we are

The Site is operated by Lincoln 82 Enterprises LLC, an Ohio limited liability company doing business as Lincoln 82 Risk Advisory, Loveland, Ohio (“Lincoln 82,” “we” or “us”).

3. What the Site is for

The Site describes the services Lincoln 82 offers and provides one form for sending an inquiry. The Site has no user accounts and does not sell, book, schedule or deliver any service. Any engagement is arranged directly with Lincoln 82 outside the Site and is governed only by a signed written agreement.

4. No advisory relationship

Using the Site, submitting an inquiry or receiving a reply does not create an advisory or professional relationship with Lincoln 82. The Advisory Disclaimer posted on the Site is part of these Terms.

5. Your inquiry

If you submit an inquiry, you agree that the information you provide is accurate and is yours to share. Please share only what is needed to describe your request. Do not submit alarm codes, passwords, combinations, financial account numbers or sensitive details about other people.

Lincoln 82 may decline any inquiry for any reason and is not obligated to respond. Information you submit is handled as described in our Privacy Policy.

6. Acceptable use

You agree not to:

• Use the Site for any unlawful purpose
• Submit false, misleading, abusive or unsolicited commercial content through the form
• Interfere with the Site, introduce malicious code, or try to gain unauthorized access to the Site or its systems
• Copy, scrape or harvest content or data from the Site by automated means
• Impersonate any person or misrepresent your affiliation with any person or organization

7. Ownership of content

The Site and its content, including text, design, names and logos, belong to Lincoln 82 or its licensors. You may view the Site for your own personal or internal business use. You may not reproduce, distribute, modify or republish its content without our written permission.

8. Third-party services and links

The Site relies on third-party providers, including a service that processes form submissions. Any links to outside websites are provided for convenience only. Lincoln 82 does not control and is not responsible for third-party websites or services.

9. No warranties

The Site is provided “as is” and “as available.” To the fullest extent permitted by law, Lincoln 82 makes no warranties of any kind about the Site, including warranties of accuracy, availability, merchantability, fitness for a particular purpose or non-infringement. Site content is general information and may be out of date.

10. Limitation of liability

To the fullest extent permitted by law, Lincoln 82 is not liable for any indirect, incidental, consequential, special or punitive damages arising from your use of, or inability to use, the Site. Lincoln 82’s total liability for any claim arising from the Site is limited to one hundred dollars. This section applies only to use of the Site. Any engagement is governed by its signed agreement.

11. Indemnification

You agree to indemnify and hold harmless Lincoln 82 from any claim, loss or expense, including reasonable attorney fees, arising from your misuse of the Site or your violation of these Terms.

12. Governing law

These Terms are governed by the laws of the State of Ohio, without regard to conflict of law rules. Any dispute about the Site will be brought only in the state or federal courts located in Hamilton County, Ohio, and you consent to their jurisdiction.

13. Changes to these Terms

Lincoln 82 may update these Terms at any time by posting a revised version with a new effective date. Your continued use of the Site after a change means you accept the revised Terms.

14. General

If any part of these Terms is found unenforceable, the rest remains in effect. Our failure to enforce any part is not a waiver. These Terms, the Advisory Disclaimer and the Privacy Policy are the entire agreement between you and Lincoln 82 about use of the Site.

15. Contact

Questions about these Terms can be sent to joe@lincoln82riskadvisory.com.